Scammers nowadays have advanced the ways they get information to possibly steal your money. The Federal Trade Commission (FTC) listed the following as the most common ways you can be scammed via your phone. If you have found yourself in any of the following scams, report this to the FTC immediately.
For the Tech Support call, scammers will impersonate a tech support worker for a well-known company and inform you of a potential threat on your computer such as a virus. They’ll offer a diagnostic of your computer, and they will then tell you that you need their products to prevent this virus from harming your computer. The goal for them is to have you pay them for a product that does not exist.
Beware of a Google Call scam, as these are typically from third-party companies that try to gain money from small businesses by offering to help their Google Rankings, or informing them that their Google listing is about to expire and needs payment.
Everyone has experienced a One-ring Call. This means your phone goes off but after only one ring the caller stops. DO NOT call back. If it is important, the person will call again, otherwise, it is just a potential scam call. The scammers are hoping you call back because it is an international toll number where they will charge your bill.
A tough scam call to decipher is a Bank Call. Scammers nowadays can make the phone call appear to be happening straight from your bank. They will say that there have been suspicious withdrawals from your account and in order to address these concerning withdrawals, they need your bank account information.
“Can You Hear Me?”
Do not answer the “Can You Hear Me?” call. If someone calls you and instantly says “can you hear me?”, “are you there?” or “is this you?” hang up the phone. The scammers are looking for a “yes” answer in order to show you have an active number to then sell to other telemarketers at a higher cost, or to claim that the person authorized charges to his or her credit card account.
Another common scam is by IRS Impersonators. These scammers are targeting taxpayers in order to obtain money from them. While they use many forms, the most common for these impersonators is through a phone call.